David D. Ritter, CFP® , MBA

David D. Ritter, CFP® , MBA

LPL Financial Advisor - Hudson & Red Wing


David is based in Hudson and is a Partner and Vice President at Discovery Financial Centers which has affiliated offices across the greater Twin Cities area. He is an LPL Financial Advisor and participates in the SmartVestor Pro program*. David is focused on helping clients and their families purpuse their financial dreams with the "baby steps," IRAs, Roth IRAs, 401ks, tax planning, retirement cash flow planning, pensions, insurance and more. His fee-based approach puts clients first, not the big investment companies. 

  • MBA (Finance), Magna Cum Laude - Trident University International (CA).
  • BA (Quantitative Methods & Computer Science) - University of St. Thomas (MN).
  • CFP® certification from the Certified Financial Planner Boards of Standards
  • Series 7 and Series 66 securities registrations with LPL Financial, as well as life and health insurance licenses.
  • Captain, US Air Force, 2005-2013.
  • 2020 & 2024 Five Star Wealth Manager (Minneapolis/ St Paul Magazine & Twin Cities Business) **
  • SmartVestor Pro* participant
  • 2024 Board of Directors Executive Committee & Treasurer: Red Wing Environmental Learning Center
  • 2024 Board of Directors Club Chair: Hudson Daybreak Rotary
  • 2024 Board of Directors: Hudson Area Chamber of Commerce & Tourism Bureau

Prior to his career as an LPL Financial Advisor, David was a Captain in the US Air Force serving his country domestically, in Asia and on two deployments to Iraq. The Air Force core values are still strong influencers in David's life: "Integrity First, Service Before Self, and Excellence In All We Do."

David grew up in Red Wing, MN and lives in Hudson, WI with his wife, and three young kids; identical twin boys and a little girl.

He is very active in the community. He has worked with Junior Achievement, Community Education and at many other organizations with a particular focus on at risk youth and adults.

* The SmartVestor Program is a directory of investment professionals. Dave Ramsey, SmartVestor and Ramsey Solutions are not affiliates of Discovery Financial or LPL Financial.

** Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2020 Five Star Wealth Managers.